Are Your Credit Scores Less Than 620? - Get Help Fixing Your Credit Issues

You landed on this page because you indicated your credit scores were below 620! If you are trying to pre-qualify for a mortgage, your credit scores must be higher than 620 for most loan programs.

Get help fixing your credit with legal credit repair.

One option you may want to consider for improving your scores is to have your credit report reviewed for errors and mistakes. You may also find that you may have an account on your report that is not yours. These things happen to consumer credit reports all the time. Credit repair quick way to improve your credit scores. You can take advantage of legal credit repair and credit monitoring by signing up with our partner, ScoreAssist.com. Click on the image to the right to get started.

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GetPreQualified.com's periodic newsletters will help you keep up with the latest mortgage and credit news, including mortgage and down payment programs, all delivered straight to your inbox. No obligations, it's just our way of helping you, the consumer, down the road to homeownership.

Do nothing. (Or, look into changing your future.)

If you take no action, your credit scores may possibly improve over time, as long as you make all your payments on time, don't close out any credit accounts, and reduce your debt, among other things. Do-it-yourself credit improvement can take a long time, though. If you find yourself burdened by credit card or other unsecured debt, it can be very difficult to get your credit scores to where they need to be in order to qualify for a mortgage. The good news is that you can help yourself get out of debt through credit counseling or debt settlement. Click on the the image to the right to get started with our affiliate, Credit.com.